Best Beginner's Travel Credit Card

Chase Sapphire Preferred

If you’re new to cashing in on credit card perks or are just looking for a new travel card, the Chase Sapphire Preferred card is for you. I’m using the points bonus from this card for my upcoming solo trip to Iceland!

I’ll start off by saying this isn’t a sponsored post, (does Chase actually reach out to people?). However, there are referral links where, if you sign up, I get extra points on my account! That means, at no cost to you, you’d be directly helping me travel. That means more content for this site! So, we’re actually helping each other…help each other. Anyway, check the awesome Chase Sapphire Preferred card perks below and you can apply on their site here!

01

50,000 Points Bonus

You’ll receive 50,000 points for spending $4k in 3 months. These points can be redeemed in a number of ways, flights and hotels being one of them. If you have a big purchase coming up, put it on this card! I had to upgrade my laptop which made it easy to hit that spending requirement.

02

2x Points on Travel & Dining

You’ll get double the points for using the Sapphire Preferred Card on travel-related expenses as well as eating at restaurants. If you’re already traveling, this makes it super easy to rack up points to get free flights! Be careful, it might give you a reason to eat out more.

03

25% Points Bonus

If you use your points through Chase Ultimate Rewards (Chase’s online portal), you’ll get 25% more value on your points! The 50,000 points go from a $500 value to a $625 value when using the Chase Ultimate Rewards portal. That’s a free $125!

04

1:1 Points Transfer

If you’d rather use your points directly through your favorite airline or hotel, you can transfer your points 1-to-1 ratio to a multitude of Chase’s travel partners. A few of these partners are Southwest, British Airways, United, Ritz-Carlton, Marriott, and more. That means your Chase points can easily snag you a free snazzy night at the Ritz as well as a free United flight!

05

No Foreign Transaction Fees

This is important if you’re going abroad, you don’t want to get charged for each transaction if you’re in Europe or Asia!

06

Trip Cancellation Insurance

Life strikes in crazy ways, right? Nothing’s worse than catching a bug right before an exciting trip. With this card, if you get sick or the weather kicks up something nasty, you can get reimbursed up to $10,000 in travel expenses. That means passenger fares, travel tours, and hotels!

07

Rental Collision Insurance

Crashing a rental car is always a vague worry of mine. With this card, that worry’s gone. If you decline the rental company’s collision insurance and charge the entire rental cost to your card, you’ll get reimbursed up to the actual cash value of the vehicle for theft and collision damage for most rental cars.

08

Baggage Delay Insurance

You’ll get reimbursed for essential purchases like toiletries and clothing for baggage delays over 6 hours. They’ll give you up to $100 a day for 5 days!

09

Trip Delay Reimbursement

If travel is delayed more than 12 hours or needs an overnight stay, you’re covered for unreimbursed expenses, up to $500 per ticket.

A Few Pro-tips

There are a few caveats for applying for this card. You’ll have to have a good credit score to get approved for a Chase card. Chase also has a 5/24 Rule. This means if you’ve applied for five credit cards within 24 months, they’ll automatically deny your application. That’s just another reason why getting a Chase card as your first travel credit card is important since other credit card companies don’t have the same, strict rules. Finally, this card has a fee of $95/year, but that fee is waived for the first year. If you don’t want to pay the fee after year 1, you can always downgrade to the free card after earning the spending bonus.

That’s it! Will you get the Chase Sapphire Preferred for your travel credit card? Comment below and let me know!